This information may be different than what you see when you visit a financial institution, service provider or specific products site. Cash management accounts are typically offered by non-bank financial institutions. Other services: Separate set aside accounts for savings and up to four subaccounts for family members. Contact your card issuer by calling the number listed on the back of the card. Gift Card, but you can't split payment among multiple cards. There are gift cards, transit cards, phone cards, and retail cards -- just to name a few. A prepaid card functions in some ways like other cards. She has written and edited content on personal finance topics for more than five years. If you're looking at a question, then clicking away, then back again looking at a question, and then clicking away againthat's a giant red flag. All rights reserved. Other services: Up to 5 subaccounts, no international ATM withdrawal fee. In the meantime, if you want to use a different card, visit Target.com or call Target.com Guest Services at 1-800-591-3869. In the meantime, if you want to use a different card, visit Target.com or call Target.com Guest Services at 1-800-591-3869. In the meantime, the card issuer charges you another $7.95, and you learn that you incur a monthly charge whether you use the card or not. ATM withdrawals: $2.50 fee, plus any operator fees. I suggest you to contact customer support. The majority of our customers use credit, debit, or prepaid cards to pay for their services. As of November 13, 2022, Chegg does accept PayPal support. A prepaid debit card can serve as a budgeting tool or be a replacement for a bank account. Other services: Card can have joint owners. This includes gift cards. I made it clear this was fraud and I never purchased anything from them. this is still money and should be accepted based on the links everyone is posting. Instead, you are spending money you placed in the prepaid card account in advance. Check the, No. Help others find this answer and click "Accept as Solution". In the event of fraud or unauthorized charges, cardholders are no longer liable for charges of more than $50, as long as the issue is reported within two days of discovery. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. When you're done, click Save changes. The best way around this is to simply purchase a Visa or Mastercard gift card at a local store. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. There were very few rules to rein in card issuers, and little or no consumer protection. View details We researched this on Nov 13, 2022. Theres no credit check, and theyre often available even if you cant get a bank account because of a bad banking history. Netflix Gift Cards. Register your card on the issuer's website. This means you can swipe or . You can split payment between one of the accepted credit or debit cards and an Amazon.com If they cancelled the transaction, it would reverse the charges and solve the problem. These rates are current as of 04/24/2023. Please select what best describes the information: Thanks! Checking accounts are used for day-to-day cash deposits and withdrawals. These are sometimes referred to as "prepaid credit cards," but this is a misnomer, given that no one grants you credit when you purchase a prepaid card. You contact the issuer, ask them to close the account, and request a refund. We accept any of the following payment types: PayPal, American Express, Discover Card, MasterCard, Visa, Financial aid or scholarship funds that are dispersed in the form of a credit/debit card, Chegg credit and Apple Pay. I asked if I can un-authorize the charges since it is my money and I never authorized it in the first place. Spotify is a subscription service that auto renews unless you cancel and therefore does not support prepaid cards. 1. Want to build your savings faster? Prepaid cards don't charge interest, but they can eat up your balance with charges and fees. Hmmm. Spotify makes it perfectly clear that they do accept pre-paid cards issued by Visa. Can I add my RedCard to my NFC/contactless payment? Visa. The best prepaid cards offer convenience and dont charge many fees. You further agree that Chegg is free to use any ideas or concepts contained in any User Content for any purposes whatsoever, including, without limitation, developing, manufacturing and marketing products and services, and creating informational articles, without any payment of any kind to you. To protect your privacy, the issuer can't give us any information about why the charge won't go through, so you will need to call your issuing bank to resolve this matter. Pre-qualified offers are not binding. Chime has two automatic savings programs: one where a percentage of every paycheck automatically goes into the savings account and the other where your purchases are rounded up to the nearest dollar and the rounded-up change goes to savings (see below for more information from Chime). Can I use my iPhone's Apple Pay wallet at Chegg? However, there are still ways you can get caught cheating. The app, which gets decent ratings, is required to get fee-free cash reloads at Walmart stores. After holding 10 min, I finally had someone answer the phone who yelled at me that they are not responsible, call my bank. SNAP EBT is not an accepted payment method for items sold by Target Plus Partners. Generally, you can also use a prepaid debit card to withdraw cash from ATMs. FamZoo is a family-friendly prepaid Mastercard that lets parents become virtual bankers for their kids, even those younger than 13. All charges were made after midnight, one after the other. Check the, No. The cards that made this list had the best combination of these categories. Featured review. Add or edit payment methods, Carrier Info While you here, let's have a fun game and. Features. I have a special hotkey combination (Alt+Space) that takes a screenshot and copies not the image itself to my clipboard but the file path--this way, I can directly paste the file path into the Chegg uploader and skip the time it takes to browse my hard drive for the screenshot. Why trust NerdWallet: Our writers and editors follow strict editorial guidelines to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. We do not charge administrative fees on unused gift cards and our gift cards do not have an expiration date. Fee to use ATMs; limited methods for reloading funds. Whether you load your own card, are given a prepaid card as a gift, or receive it as payment from your employer, the benefits of using the card do not come cheap. Click to view our phone number I was told no. SNAP EBT cards are accepted as payment methods for valid cards from participating Must have $0.01 in savings to earn interest. Your Orders Yes, Prepaid Cards Work For PayPal - But Not For Recurring Payments. Best Homeowners Insurance for New Construction, How to Get Discounts on Homeowners Insurance. There may be other resources that also serve your needs. Here are our top prepaid debit cards based on fees and features. FSA /HSA checks are redeemable at pharmacy and optical lanes. Walmart MoneyCenters and Customer Service desks also offer fee-free cash withdrawals. Our partners cannot pay us to guarantee favorable reviews of their products or services. or Stride Bank, N.A., Members FDIC. If there are multiple teachers that teach this course, you should be fine. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Here is a list of our partners and here's how we make money. Your credit, debit, or prepaid card information is safe with us. In fact, this card is so good that our experts even use it personally. Privacy Policy. Here is a list of our partners. View the, No. Extension options: If you decide that your rental period is not long. And if you have a problem with your prepaid card issuer, you can file a complaint with the Consumer Financial Protection Bureau. 3% cash back at Walmart.com and in the Walmart app and other cash back rewards. Available to customers with poor credit history. Many secured cards have no fees, though they do charge interest if you don't pay your balance in full each month. A Netflix gift card is a great choice when you want to give the gift of Netflix, or if you prefer to use cash to prepay your own subscription. We accept Flexible Spending Accounts (FSA), Health Savings Accounts (HSA) (U.S. billing addresses . Gift certificates: A Target Corporation gift certificate is good in the issuing country only. Annual percentage yield (variable) is as of 04/20/2023. The card is issued by American Express, which isnt accepted everywhere that Visa and Mastercard are. Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee. ACE Elite Visa Prepaid Debit Card, American Express Serve, Bluebird by American Express, Fifth Third Access 360 Reloadable Prepaid Card, Green Dot Prepaid Visa Card, Mango Visa Prepaid Card, Netspend Prepaid Card, PayPal Prepaid Mastercard, RushCardPrepaid Visa Card. Your annual percentage yield can be as high as 3.30% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,500 or more each month will earn 0.40%. A prepaid debit card can serve as a budgeting tool or be a replacement for a bank account. Greenlight Prepaid Mastercard: Best for parents (tie). Rounding purchases to the nearest dollar means that you won't earn a fraction of a penny in Cash Back. Remember--Canvas or whatever your school is using to administer exams is keeping VERY careful tabs on you. I used a gift card before, in September 2017, it's now December and all of a sudden the same type of card doesn't work? Track or cancel orders, Returns & Refunds You can use Chegg coupons to unlock discounts at their website. Waive your monthly fee when you direct deposit $500+ in previous monthly period. Overdraft fees are now capped during the first year after the cardholder opts into overdraft protection. Because my friend used a prepaid card during 2016, but you placed that message during 2015. $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account and the best prepaid cards offer convenience while charging few fees. Unlike secured cards, prepaid cards are often loaded with fees. $4 monthly fee that's reasonably easy to waive. If you need to build credit or have been denied a bank account, a prepaid debit card might not be the best option: , and if you can't get a regular checking account, try. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. A prepaid card is not linked to a bank checking account or to a credit union share draft account. Exchange or return items, Manage Prime I tried to explain that my bank said the charges were still pending. PayPal. 4.35%Annual percentage yield (variable) is as of 04/20/2023. Target now accepts contactless payment, also known as NFC, at our stores. Other prepayment plans also offer a discount. Additionally, keep in mind that most of our offers can be only activated by using a recurring payment method. annual percentage yield. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). This can be confusing because both types of cards may have a card network logo such as Visa, MasterCard, American Express, or Discover on them. Become a verified brand rep for Chegg and amplify your brand's voice on Knoji. We sell gift cards to our customers in our retail stores, through our websites and through selected third parties. The content on this page provides general consumer information. New comments cannot be posted and votes cannot be cast. Yes. In a Nutshell: Every year, consumers purchase or receive prepaid cards and gift cards worth hundreds of billions of dollars. There are no costs for activation or inactivity. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Copyright, Trademark and Patent Information. Regardless, all the cards issuers are banks that insure consumers money through the. Contact your card issuer by calling the number listed on the back of the card. But Bluebird does have limits when it comes to merchant acceptance, and it doesnt allow cash back at retailers. The customer can cancel a prepaid reservation with a 15% penalty within 20 days and request a full refund for the first payment (e.g. I've been on "both sides" of the whole war--the one raging between professors and students. We looked at 45 reloadable prepaid debit cards offered by some of the biggest banks, credit unions and prepaid debit card issuers. Generally, when you use a prepaid card, you are spending money you have already loaded onto the card in advance. Downsides: No free ATM network; maximum monthly fee is higher than average; no mobile check deposit feature. You did not enter all four digits of the American Express credit card security code. Free at over 60,000 ATMs in the Allpoint, MoneyPass and Visa Plus Alliance ATM networks; $2.50 at other ATMs, plus any ATM operator fee. Match. In as little as 15 minutes, the Prepaid2Cash mobile app can convert . , PNC SmartAccess Prepaid Visa Card, Regions Now Visa Prepaid Card. You dont need a bank account to get a prepaid debit card, but its a requirement for a regular debit card, which is linked to your checking account. We accept prepaid cards with the following logos. No matter how bad someone's credit, they can load cash onto a card and use it wherever credit and debit cards carrying the same logo are accepted. In order to pay for the Premium subscription, you need to use a payment method which meets the following requirements. Other services: Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts. If support replies you to check community for a solution or if you received your case number (#XXXXXXXX), please reply back even if there is "no reply" tag and tell that you still need help. This can be confusing because both types of cards may have a card network logo such as Visa, MasterCard, American Express, or Discover on them. Cash: Target doesnt accept currency or coins from foreign countries. Contact PayPal Customer Service at 1-402-938-3614 or use the Contact Us option at paypal.com. Third-party gift cards from American Express, Discover, Visa and Mastercard. Credit card Fruad. She has written and edited content on personal finance topics for more than five years. SoFi members with direct deposit can earn up to 4.20% annual percentage yield (APY) on savings balances (including Vaults) and 1.20% APY on checking balances. I havent tested this but just an idea, you could use your prepaid card to buy a Spotify gift card then use the gift card to update your premium . I would suggest going ahead and purchasing a larger amount, as you might need to purchase additional questions/create additional Chegg accounts to get access to those sweet, sweet 20 questions. Contact PayPal Customer Service at 1-402-938-3614 or use the Contact Us option at, Target RedCard (Target Debit Card, Target Credit Card, Target Mastercard, Third-party credit cards: American Express, Third-party debit cards: must be connected with Visa or Mastercard and processed as a credit card, Target GiftCards, Target eGiftCards and mobile Target GiftCards. Payday loans and prepaid debit cards. Recently, I've been fascinated by Chegg and how Chegg will rat you out on the drop of a dime. Copyright 2018 - 2023 The Ascent. Depending on the service to which you want to pay for, they may be able to accept prepaid gift cards as a payment method. Free at Fifth Third ATMs and ATMs in the Allpoint ATM network; free at Presto! If you wish to subscribe to premium you will have to use one of the other listed payments. This link (https://support.spotify.com/us/account_payment_help/subscription_information/payment-methods/ ) states that it DOES accept pre-paid cards not sure why now it is not accepting. In order to pay for the Premium subscription, you need to use a payment method which meets the, Payment methods vary across markets - you can find the ones available in your market. I got a prepaid card for Christmas and it still wouldnt accept it, so they either need to accept it like they say or update their website. You might decide that a prepaid card is the best way to go. Other services: Optional savings account earns 2.00% annual percentage yield. Do not sell or share my personal information. PayPal accepts any prepaid card that has a Visa, Mastercard, American Express, or Discover logo. Question: Does Chegg have gift cards to buy? Up to 80 percent savings: Chegg offers big savings on many of its books, with rentals up to 80 percent cheaper than retail. View the discussion thread for more details. But generally, the options include adding cash at a retail register (often for a fee), adding funds by using an app to make a mobile check deposit, and by direct deposit, card-to-card transfer and bank transfer. If your credit score is low, you may still be eligible for a secured credit card, and making on-time payments on this card can steadily build your credit. If I'm on Disability, Can I Still Get a Loan? How do I use contactless payment at Target stores? It was working for us until this month. Relationships: Friends, Dates, and Relationships. If your employer wants to pay you with a prepaid card, you have a legal right to say no. Our partners compensate us. Banking services provided by The Bancorp Bank, N.A. characters. Separate set aside accounts for savings and up to four subaccounts for family members. Two years ago, the Consumer Financial Protection Bureau (CFPB), designed regulations to make prepaid cards safer and less costly. Pros: absolutely anonymous, payments are instantaneous Cons: not very widely accepted; Prepaid gift cards sold at gas stations or retail shops can be used in some instances as an anonymous payment method. Yuliya Goldshteyn is a banking editor at NerdWallet. Cookie Notice By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Registering is the only way to activate the protections outlined in CFPB's new regulations. No cash back at retailers. How Much Does Home Ownership Really Cost? All financial products, shopping products and services are presented without warranty. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. It worked for me too there really wasnt any difference between paying normally and with my vanilla gift card, Hey there you, For more information, please see our Do not use your personal or parents' debit/credit card to pay for Chegg. At that time, we recognize breakage income for those cards for which the likelihood of redemption is deemed remote and we do not have a legal obligation to remit the value of such unredeemed gift cards to the relevant jurisdictions. His work has been featured by USA Today and the Los Angeles Times. ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. You hit the open road, stopping to take cash from an ATM three times during the time you're away. Chegg logs the IP addresses that you use--and they WILL turn this over to schools! Our experts love this top pick,which featuresa0% intro APRuntil 2024, an insane cash back rate of up to 5%, and all somehow for no annual fee. Unlike a debit card, a prepaid card is not linked to a bank account. Only consider cards that offer FDIC coverage. Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts. Based on our last check on November 13, 2022, Chegg was not offering gift card support. These cards allow people without a bank account and those who cannot qualify for traditional credit cards to do things like reserve hotel rooms, withdraw cash from ATMs, and make online purchases. Based on our last check on November 13, 2022, Chegg was not accepting Alipay support. Stay away from any card that allows for overdrafts. Dana has been writing about personal finance for more than 20 years, specializing in loans, debt management, investments, and business. Selecting your local currency during checkout To change your currency settings on a new pledge: Under the Summary section at checkout, your Currency will display under the total payment amount Click the Change button Here, you'll have the option to select your choice of supported currency. Closed loop cards, which can only be used in specific stores. She is based in Portland, Oregon. And if, like a growing number of employers, your boss wants you to accept a loaded prepaid card as payment for work, you have the right to say no. In fact, many people who use prepaid cards do so because they don't have a bank account. If your prepaid card provider also offers credit (including overdraft) on your prepaid card, it will need to comply with all the rules for other credit cards. Based in Santa Clara, California, Chegg is a disruptive education technology company that offers textbook rentals (digital and physical), textbooks, and a plethora of online student services. Ruth Sarreal is a content management specialist covering consumer banking topics at NerdWallet. Free to open an account, no monthly fee. Change email or password, Visa (including the Amazon Rewards Visa Signature Card), Diner's Club (U.S. billing addresses only), Visa, MasterCard, or American Express prepaid credit or gift cards. If my post helped you to fix your problem, please press. This needs to be updated then, because it says that Visa prepaid cardsare accepted. The card you are trying to use is a prepaid card. by Dana George | They do not accept store-specific gift cards, even if the purchase is being made with that store. It just keeps saying that my card provider must be having a bad day every time I try to register. These rates are current as of 04/24/2023. General fees and features: $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. View the, No. Up to 5 subaccounts, no international ATM withdrawal fee. While we're unable to respond directly to your feedback, Based on our last check on November 13, 2022, Chegg was not accepting cryptocurrency support. Welcome - we're glad you joined the Spotify Community! Each card has its own set of charges, making it especially important to shop around for the card with the most reasonable terms. The penalties for going into an overdraft can be up to 25% of the credit limit -- and after one year, there is no limit on overdraft fees. Interest rates are variable and subject to change at any time. Chegg Customer Service Phone Number & Help Center | Chegg.com QUICK ACTIONS You can manage your subscriptions, swap registered devices, or edit payment information straight from your account page. Explore guides to help you plan for big financial goals. , Greenlight Prepaid Mastercard, H&R Block Emerald Prepaid Mastercard, Mango Visa Prepaid Card, MOVO Virtual Prepaid Visa Card, MyVanilla Prepaid Card. Check the. Get a $25 bonus when you direct deposit your federal or state tax refund to your WalMart MoneyCard account and receive a qualifying new direct deposit of $500+ by 6/30/23.*. Best prepaid debit cards and alternatives: Summary, We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. His work has been featured by The Washington Post, USA Today, The Associated Press and the Los Angeles Times, among others. See our criteria for evaluating banks and credit unions. A qualifying direct deposit is required for the remaining interest rate qualifications to apply. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Some companies also offer mobile-optimized banking accounts that dont require a squeaky-clean banking or credit history and they often cost less than prepaid cards. We do not endorse the third-party or guarantee the accuracy of this third-party information. It's easy to forget to cancel new subscriptions before the free trial ends because companies usually don't notify you about it. I asked them what they mean by may refund any of my funds. Direct deposit, debit card transfer, bank transfer. Prepaid debit cards that we considered included: What types of fees do prepaid cards typically charge? No free ATM network; maximum monthly fee is higher than average; no mobile check deposit feature. CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts. 4) If you've taken the above steps, then Chegg has effectively no useful metadata/information about you. I would suggest paying with CASH, as this will basically 100% anonymize your transaction. American Express stated they handle the 'transactions' for this company but could not help me. Campus Cash is approved in authorized stores only. The bank refused to stop the transaction from going through, even though when notified, the charge had not been paid.

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